James McAluney: Does Your Business Carry a Commercial Umbrella?

Hawaii contains some of the rainiest regions on earth. Anyone who doesn’t carry an umbrella or raincoat is asking to get soaked. Similarly, business owners who choose not to carry commercial umbrella insurance are ill prepared for a heavy “downpour” of a lawsuit. For example, what would happen if your company vehicle was involved in an accident that seriously injured a corporate executive? She cannot legitimately return to work and her normal salary exceeds a million per year. Your lawyer asks if you have umbrella insurance. But what exactly is commercial umbrella insurance and how does it work?

Commercial Umbrella Insurance 101

Regular commercial insurances normally have valuations that will cover specific risks associated with a business. However, when certain limits are reached, the insurance is no longer valid. This rarely happens when a professional evaluates a company’s insurance needs because usually the amount …

Yad Sarah: Making Life Easier for the Sick, Disabled & Elderly with 103 Branches & 6000 Volunteers

PERACH Tutorial Project: How University Students Can Be Role Models for Other Kids – with Amos Carmeli, President of Perach International

Bakehila: Outreach to Communities – with Ofer Gutman & Others

ZEZE: Uniting Street Musicians for Job Opportunities & Sharing Their Talents – with Narkis Alon & Tana Wahr

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